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The HealthFlex Limited Benefits Plan is a Medical Discount Program with an added, separate limited group accident and health indemnity insurance plan. The limited accident and health indemnity insurance plan does not guarantee 100% medical coverage, and not all services or providers of services are covered. Not available in all states (click here for excluded states). The underwriting insurance company for the HealthFlex Limited Benefits Plan's group insurance benefits is not a marketer for, nor an agent for any of the features or services of the HealthFlex Medical Discount Program.